What’s Your Self-Investment Budget?

Posted: January 10, 2019

If you’re an entrepreneur or small business owner, you probably have a business plan which defines what you plan to invest into your business. This usually includes things like materials, equipment, staff costs and a marketing and advertising budget.

But what about investing in yourself? Do you have a budget for that? If not, you could be failing to invest in the most important tool for growth your business has – YOU!

You ARE Your Business

In the late 17th century, Louis XIV of France, also known as The Sun King, is reported to have declared “L’etat, cest moi” – which translates into English as “I am the State”. In part, Louis was simply saying that he was in charge of everything – no surprise in an absolute monarchy! But he was also saying something else – that the state depended on him for its wellbeing: when Louis thrives, the state thrives, when Louis has a problem, the state has a problem.

If you’re an entrepreneur, sole trader or director of a small business, it would be very true to say, “The Business is Me”. Without you driving things forward, literally nothing happens.

So the question we have for you today is:

“How much are you currently investing in your business’ number one asset – you?”

Growing Your Business is Easy if…

To grow your business all you need is two things:

  • Clear, definable goals
  • A strategy to make those goals happen (e.g. effective marketing to win more business)

This is good news – but it’s also bad news.

The bad news is that as owner/director, both of these things depend on your knowledge and mindset. If you don’t have that knowledge – or you have incomplete knowledge – your progress will be extremely limited.

The good news is, the knowledge you need can be acquired quite easily – it’s not rocket science. But it needs investment – of time and money, to learn what you need to learn, in an efficient way so you can start making a difference in your business quickly.

Can’t I Just Delegate or Outsource?

A key skill in management is the ability to hire people with the skills you don’t have, and make them responsible for delivering what’s needed, whether that’s products and services to your customers, or growing the business.

But if you are the only person in your business, who are you going to delegate to?

The ‘growth trap’ is a common problem for a lot of businesses: you can’t grow the business until you employ more people but you can’t employ more people until you grow the business and make money to pay them.

Outsourcing is a good idea for ‘housekeeping’ functions like accounting, IT or cleaning. But how do you outsource your vision for the company, setting strategic goals and winning new business? These are things that really cannot be delegated to someone else.

Adam Stott’s range of free events and premium courses will put you in good stead to avoid these dilemmas and approach these issues in a way to keep growing your business.

Because Your Business is Worth It

Investing in your number one resource is key. It’s essential to stop thinking about business training as an indulgence or an add-on extra ‘when you get time’ and to start thinking about it as an vital investment in your business.

Counting the Cost

When you’re starting out it’s understandable to try and avoid unnecessary business costs. But you need to weigh up the benefits that business training will bring against the cost to your business of NOT training.

One way to evaluate this is to ask yourself how much you would pay to see your business growing the way you want it to grow? The answer should give you a clue to how much your self-investment budget should be.

Big Business Events

Adam Stott offers a range of free events, premium courses, sales training courses, business coaching and audiobooks that include topics such as social media and sales domination. These courses and events will provide the hands-on, efficient training and coaching you need to enable you to grow your business.

Click here to explore our range of courses, events and membership options.

Share this post:

Share on facebook
Share on twitter
Share on linkedin

Reasons to use DivideBuy

No hidden fees and 0% interest APR

Spreading the cost of your order will not cost you a penny more than paying for it upfront.

96% approval rate

Our unique lending model allows us to offer Interest-Free Credit to more people.

Quick application

Complete the 60 second application and receive an instant decision.

No paperwork required

All documents are in digital format and signed using e-signature.

Look out for the DivideBuy button

DivideBuy is an Interest-Free Credit provider. In partnership with our retailer, we bring you 0% APR credit for selected products online, in-store or over the phone. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.

You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds to complete and we will provide an immediate decision allowing you to complete your purchase. Once approved, you electronically sign your agreement and the retailer will process your order.

With your DivideBuy account you get access to these great features:

  • Exclusive offers from our Retail Partners
  • Quick checkout with hundreds of Retail Partners
  • View your credit agreement
  • View your instalment amounts and dates
  • Review your payment history

To access your account or to find out more about DivideBuy, visit dividebuy.co.uk.

Alternatively, call our Customer Service Team who are available on 0800 085 0885.


What are the requirements for credit?

  • Be aged between 18 and 75
  • Be a permanent UK resident and have lived at your address for longer than one year
  • Have a debit or credit card
  • Have a valid UK telephone number

Will a credit check be performed?
Yes. DivideBuy uses a third-party credit reference agency to perform a credit check. This is used in combination with your entered details and our own unique algorithm to assess affordability.

Will I have to pay a deposit?
Your first instalment is payable on completion of your order. In some instances, you may be required to pay a deposit based on a combination of your credit score, size of order and number of instalments selected.

How many instalments can I Spread the Cost over?
Depending on the total value of your order and the Retail Partner, you may be able to Spread the Cost up to 12 monthly instalments.

What happens if I want to end my agreement early?
DivideBuy offers the option to repay the remaining balance on your account at any point with no additional charges or fees to pay. You can do this by logging into your DivideBuy account on our website or by calling the Customer Service Team on 0800 085 0885.

Are there any other charges or fees?
There is 0% APR interest and no setup charges, cancellation or hidden fees. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you complete the checkout process.


Instalment Plans are provided by DivideBuy (DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Credit subject to status and age. Terms & conditions apply. Dependent on your credit score, you may be asked to pay a deposit or assign a guarantor. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)